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Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
 At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
 Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
 As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents" generation unless they receive good quality financial education while at school.”
 The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.
小题1:The passage is mainly about _____________.
A.how to manage school lessonsB. teaching young people about money 
C.how to deal with the financial crisisD.teaching students how to study effectively
小题2:It can be inferred from the first two paragraphs that __________.
A.laws on financial education have been effectively carried out
B.pupils should not be taught to add up and subtract
C.students have been taught to manage their finances
D.the author complains about the school education
小题3:The website and the consumer campaigner joined to _________.
A.instruct the pupils to donate their pocket money
B.promote the connection of schools and families
C.ask the government to dismiss the parliament
D.appeal for the curriculum of financial education
小题4:A poll is mentioned to ___________.
A.show the seriousness of the financial recession
B.stress the necessity of the curriculum reform
C.make the readers aware of burden of the parents
D.illustrate some people are strongly against the proposal

答案

小题1:B
小题2:D
小题3:D
小题4:B
解析

试题分析:本文主要是关于青少年理财的一些介绍。作者抱怨学校的教育,强调课程改革的重要性。
小题1:主旨题,通读全文就可以找出答案。本文主要是关于青少年理财的一些介绍。选B
小题2:作者态度题:阅读前两段,从第二段就可以看出作者的态度是抱怨学校的教育。选D。
小题3:细节题:从文中第三段的第一句中Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可以找出答案选D。
小题4:细节题:从文中最后一段最后一句话In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.可以看出是强调课程改革的重要性。选B
点评:本文考查细节题为主,细节题可以在文章中直接找到与答案有关的信息或是其变体。搜查信息在阅读中非常重要它包括理解作者在叙述某事时使用的具体事实、数据、图表等细节信息。在一篇短文里大部分篇幅都属于这类围绕主体展开的细节。做这类题一般采用寻读法即先读题,然后带着问题快速阅读短文,找出与问题有关的词语或句子,再对相关部分进行分析对比,找出答案。
核心考点
试题【Laws that would have ensured pupils from five to 16 received a full financial ed】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
The art of reading fiction is largely a matter of inferring meanings. To infer means to understand facts which are not directly stated---only suggested. Inference is one of the commonest ways of knowing things: a child holds his knee and cries; this action implies his feeling; an observer infers that the child is hurt. To infer accurately in everyday life requires caution in observing; to infer skillfully in fiction requires caution in reading; both require disciplined imagination.
The short-story reader can expect to find certain basic elements in any story. For example, all stories involve a person or persons, in a particular setting, faced with a demand for a response. The response called for may be a physical action, such as defeating an adversary(对手) or escaping from a danger; or it may be a mental action, such as adjusting to others or within oneself. In either case, the short story is a description in two ways: first, it shows the motives for a given human action; second, it makes a point about the general human situation. Such descriptions, however, rather than being stated directly, usually are implied by the elements of the story.
When the reader of a story understands all the facts and their interrelationships, he is ready to infer the significance of the story as a whole---its comment on the human situation. This comment, or theme, is the seed from which the story grew. It is also the idea by which all the separate elements of the story are governed, while these in turn further shape and modify the theme. In addition to action, character, and setting, these elements include structure, mood, tone, and point of view.
Fiction reading requires an awareness of all the ways in which a story communicates. It also requires attention to detail. What the author provides is a network of points which serve as clues to his meaning. He invites the reader to develop the meaning by inference, actually to create much of the story himself and so make it part of his own experience.
小题1:According to the author, "infer" means ________ .
A.knowingfactsbeyondthestatement
B.lookingformoreevidencesforthestatement
C.findingoutadifferentmeaningfromthestatement
D.addingsomefactstothestatement
小题2:What is inferring in fiction based on?
A.Readers’guessing. B.Thebasicelementsofthestory.
C.Thesettingofthestory. D.Theinterrelationshipsbetweenpeopleinthestory.
小题3:What is the implied meaning of the last sentence?
A.Inferringcanreallyhelpthereaderdevelopimaginationandenrichhimself.
B.Inferringcanhelpthereaderwriteastoryofhisown.
C.Thereadershouldlookforanexperiencedescribedinthestoryhereads.
D.Theexperiencedescribedinthestorywillleaveagreatimpactonitsreader.
小题4:What is the main idea of this passage?
A.Inferringisanartofwriting. B.Inferringisaneedinfictionwriting
C.Inferringisthebasicskillinreadingfiction.D.Inferringiscommoninreading.

题型:不详难度:| 查看答案
We human beings haven’t been good friends to animals. For thousands of years, we have been polluting the environment, making it hard for animals to live on the planet. We have been killing animals for their fur, feathers or meat, or simply because they are dangerous. As a result, many kinds of animals have disappeared forever. Hundreds more are on the endangered list today.
Should we care about animals? Of course we should. If animals of a certain kind all disappear, they will never come back again. Animals are more than just resources of things we need. Every kind of animal has its place in the balance of nature. Destroying any kind of animal can lead to many problems. For example, when farmers killed large numbers of hawks, the corn and grain that the farmers stored were destroyed by rats and mice. Why?  Because hawks eat rats and mice. With less and less hawks to keep down their numbers, rats and mice multiplied quickly. And if people kill too many birds, more and more insects will eat the crops.
Luckily, we’ve realized that we shouldn’t kill animals any more. And people are working hard to save those animals that would disappear soon. The government also passed laws to protect the endangered animals. In fact, quite a few countries have passed such laws. These laws forbid the killing of any kind of animal on the endangered list. We should try our best to protect and save the endangered animals.
小题1:The text calls on us to__________.
A.keep animals at homeB.protect the environment
C.protect the endangered animalsD.know more about the balance of nature.
小题2:Why do people kill animals?
A.Animals cause many serious problems.
B.They kill animals for something they need.
C.Animals destroy their natural resources.
D.They kill animals to protect the environment
小题3:The example that farmers killed hawks shows that__________.
A.there were too many rats and mice
B.hawks are the most important in the nature
C.animals are good food resources
D.every kind of animal is important in nature

题型:不详难度:| 查看答案
Babies understand what their mothers say, even when they speak a language their children have never heard before, scientists claim.
The researchers found that one-year-olds reacted in exactly same way to their mothers’ voices regardless of whether they were speaking English or Greek, showing what mothers have long known – that babies pick up on tone of voice rather than the words themselves.
The researchers, from Cardiff University’s School of Psychology, observed babies as they watched their mothers perform actions with toys using the English words “whoops” and “there”. The scientists studied reactions from one-year-old babies to their mums’ voices even when they were speaking both English and Greek, and keeping the same tone of voice. The academics found that babies reproduced the same reactions regardless of whether they knew the language.  
Study leader Dr Merideth Gattis of Cardiff University’s School of Psychology says, “What this work showed was that children could have access to understanding simply through tone of voice. We did ‘whoops’ and ‘there’ in two languages and got exactly the same results.” The research, published in the journal Cognitive Development, was conducted on 84 babies aged between 14 and 18 months, over the course of a year, with none of the babies having any previous exposure to Greek.
Dr Gattis says that children respond to tone clues in their parents’ voices from an early age.
She says, “Tone of voice is a really useful signal of what someone is thinking. We never have direct access to other people’s minds, except the signals in language that they give out.” She says the study shows that it is less important what parents say than how they say it.
Dr Gattis adds, “A child may ask if you like his / her drawing, for example. You might say yes, but if you don’t sound enthusiastic, the meaning may not get across.” Before children begin to speak, parents should use exaggerated tone when speaking to them.
小题1:According to the text, what have mothers long-known?
A.Babies have a better understanding of English.
B.Babies pick up on tone of voice.
C.Babies like their mothers’ performances.
D.Babies like drawing from an early age.
小题2:Which of the following is TRUE, according to the study?
A.Tone of voice is the most useful sign of what someone is thinking.
B.After children begin to speak, tone becomes unimportant.
C.The babies acted the same way regardless of the language.
D.The research was conducted on 48 babies.
小题3:According to the text, Dr. Gattis believes that _________.
A.we have no access to other people’s minds
B.babies can’t understand what “yes” means
C.parents should always sound enthusiastic
D.how a parent speaks is more important than what he or she says
小题4:What’s the text mainly about?
A.The content of the journal Cognitive Development.
B.The famous works of Dr. Gattis.
C.Babies understanding their mothers through tone.
D.Babies having the potential to learn language well.
小题5:The text can be classified as _________.
A.a reportB.an advertisementC.a handbookD.a guide

题型:不详难度:| 查看答案
About 97% of the world"s water is salty and is found in our oceans and seas. But, as we can"t drink seawater, how can it be important?
Every part of our seas and oceans contains an amazing number of animals and fish that live at different ocean depths. Most of the different species of animals and fish depend on simple plants for their food. These simple plants called algae (海藻) drift near the surface of the ocean and use sunlight to turn carbon dioxide and water into food and oxygen. In fact, algae produce over half of the oxygen people breathe. How important seawater is!
Each plant or animal in our seas and oceans is an important link in a food chain. The algae are eaten in large amounts by microscopic animals, which are in turn consumed by larger animals. These food chains are delicately balanced.
The bad news about the food chains in the oceans is that they are under threat because of man. People once thought that the oceans were so big that it didn"t matter if we dumped rubbish into them or caught huge quantities of fish and whales for food. But we now know this is not true and fish stocks in the oceans have started to drop.
Thankfully, the world is taking steps to protect the future of our oceans by introducing international agreements to protect marine habitats. Most countries have introduced fishing restrictions to protect fish stocks in the oceans and new techniques are being pioneered to cope with pollution. Finally, the importance of protecting oceans is being made known to more people. This is just the beginning of a long process to protect the oceans for our future. We depend on the oceans for fish which are an important part of the human diet. How important seawater is!
小题1:People used to think that the rubbish thrown into the sea ________.
A.wouldn"t harm the fish in the sea
B.would change the balance of the food chain
C.would be broken down in the sea
D.wouldn"t do much harm to the sea
小题2:From the passage, we learn that ________. 
A.most fish and sea animals live at the surface of the seas
B.it is very difficult to break the balance of a food chain
C.excessive fishing has caused the decrease in fish stock
D.it won"t be long before the problems concerning oceans will be solved
小题3:Which of the following is NOT a way being used to protect oceans?
A.The use of international agreements.
B.Forbidding fishing to protect fish stocks.
C.The use of new techniques.
D.Raising people"s awareness of the need to protect oceans.
小题4:What would be the BEST title of the passage?
A. The importance of seawater.
B. Life in the oceans.
C. How to protect food chains.
题型:不详难度:| 查看答案
If you find that your teacher is unfair to you, think about what is happening. Try to find out whether your teacher really dislikes you, or whether something else is going on. Here are some questions to ask yourself:
小题1:  Ask your classmates if they are having trouble with the teacher, too. If they say yes, perhaps your teacher is to blame.
Are you working up to your ability? Maybe you got a C in your last test, and your teacher told you that you could do better. And the kid sitting beside you got a C, too.小题2:  Isn’t this unfair? Well, it could be that your teacher knows that you could do better if you put more effort into it.  小题3:
小题4: There’s nothing wrong with being sensitive (敏感的) ,but if you react to criticism quite differently from others, this could be a reason why you think your teacher doesn’t like you.
Does your teacher seem to act unfairly all the time, or just once in a while? Think about the harsh (苛刻的) things your teacher has done to you. Are these things happening every day, or just once or twice a month? If your teacher really hates you, you would probably be picked on all the time.小题5: 
A.Are you the only person being treated badly, or is your teacher rough on the whole class?
B.Are you getting along well with your classmates?
C. Are you more sensitive than other students?
D. Are you interested in your lessons?
E . If your teacher has acted unfairly only a few times, then there’s probably something else going on.
F.Teachers often grade students by different standards.
G.But the teacher didn’t say anything to him!
题型:不详难度:| 查看答案
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