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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she"s 65,she would have $980,983!
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says  Eilleen  Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don"t want to buy it. "You might say, "I"d rather save that money for your education,"" advises Gallo. Every time you spend or don"t spend money, you have a chance to share your values.
小题1:The writer gives some basics to help ____ in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents "instructions
C.children manage their money
D.parents save their money
小题2:The underlined word "incentive" in paragraph 6 means ____.
A.honorB.praiseC.excitementD.encouragement
小题3:What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care  little  about their children"s management of money.
答案

小题1:A
小题2:D
小题3:D
解析

试题分析:这篇文章都是关于教育孩子如何处理金钱方面的问题。
小题1:细节题。根据第一段2,3行but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.说明这些建议都是关于教育孩子如何处理金钱方面的问题的,故A正确。
小题2:推理题。根据本段内容是鼓励孩子学会节约,学会节省,故该词应该是指鼓励。D正确。
小题3:推理题。根据文章第一段内容,现在的父母亲在教育孩子方面对于教育孩子如何处理与金钱的问题有缺失,故就这个问题提出了一些建议。故D正确。
点评:这篇文章兼顾细节题和推理题,考查的很细致,要求推理的地方较多,学生要抓住现有的信息进行判断。
核心考点
试题【EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We ar】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
“The price of books for our students is just getting higher and higher and,combined with the rising cost of tuition,it’s killing these students,”said Peter Jason,a college professor.“Remember,students are one of the poorest groups of people in America.Almost half of them have at least one part-time job.In fact,one of my students has three jobs.And she still manages to have high scores and go to school full-time.”
Textbook prices are traditionally high.Adding to that problem,many college teachers change textbooks year after year;they either upgrade to a new edition or switch to an entirely different textbook.This further hurts students because if an instructor no longer uses a particular textbook,that book has no resale value.
Dr.Jason decided to make lire a little easier and a lot cheaper for his students by writing his own book on public speaking.“Many books have an increased price because of CD-ROMs,lots of color photographs and pictures.I talked to my students,and many of them,like me,prefer to keep things simple! So,a few years ago,I wrote my own textbook.Compared to most other public speaking books,mine is half the number of pages,and one-third the price.That is,$30 instead of $90.When I wrote a second edition last year,students only had to buy the 35 new pages, For only $7.00,they had almost a new book. Now my loose-leaf textbook enjoys great popularity among the students.Maybe in the future more writers and publishers will try it.”   
小题1:What did Dr. Jason say about students at college?
A.They are short of money.B.They need better textbooks
C.They should do part-time jobs.D.They are trying to get high scores.
小题2:What did Dr.Jason decide to do to help the students?
A.To choose cheaper textbooks.B.To write a textbook himself.
C.To speak to his students. D.To use old textbooks.
小题3:How much does a public speaking textbook usually cost?
A.About 7 dollars.B.About 30 dollars.
C.About 37 dollars.D.About 90 dollars.
小题4:Which of the following can be inferred from the passage?
A.Dr Jason"s textbook has CD-ROMs and nice pictures.
B.More writers and publishers will write simpler textbooks.
C.Dr.Jason teaches public speaking at a college.
D.Dr-Jason’s textbook is not well received.

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Some scientists say that animals in the ocean are increasingly threatened by noise pollution caused by human beings. The noise that affects sea creatures comes from a number of human activities. It is caused mainly by industrial underwater explosions, ocean drilling, and ship engines. Such noises are added to natural sounds. These sounds include the breaking of ice fields, underwater earthquakes, and sounds made by animals themselves.
Decibels(分贝) measured in water are different from those measured on land. A noise of 120 decibels on land causes pain to human ears. In water, a decible level of 195 would have the same effect.
Some scientists have suggested setting a noise limit of 120 decibles in oceans. They have observed that noises above that level can frighten and confuse whales.
A team of American and Canadian scientists discovered that loud noises could seriously injure some animals. The research team found that powerful underwater explosions were causing whales in the area to lose their hearing, which seriously affected the whales’ ability to exchange information and find their way. Some of the whales even died. The explosions had caused their ears to bleed and become infected(感染的).
Many researches whose work depends on ocean sounds disagree with a limit of 120 decibels. They say such a limit would mean an end to important industrial and scientific research.
Scientists do not know how many and what kinds of noises are harmful to ocean animals. However, many scientists suspect that noise is a greater danger than they previously believed. They want to prevent noises from harming creatures in the ocean.
小题1:The second paragraph mainly tells us that the noises on land and in water       .
A.are both from human activities.
B.both do harm to sea animals
C.are measured differently
D.have the same effect on humans
小题2:As to(依据) the effects of noises on whales, which of the following statements is TRUE according to the passage?
A.They are deaf to noises.
B.Noises at a certain level may hurt them.
C.They are easily confused by noises.
D.Noises will limit their ability to reproduce.
小题3:Many researchers think that the noise limit of 120 decibels would        .
A.protect whales from noises
B.benefit them a lot in their research work
C.do good to their health
D.increase industrial output
小题4:What will scientists most probably do in the future?
A.Count the number of sea animals.
B.Stop their research on the ocean.
C.Study the effect of different noises.
D.Protect sea creatures from harmful noises.

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The UK"s education system is ranked(排列) sixth best in the developed world, according to a global league table published by education firm Pearson in October,2012.
The first and second places are taken by Finland and South Korea.The rankings combine international test results and data such as graduation rates between 2006 and 2010.
Sir Michael Barber, Pearson"s chief education adviser, says successful countries give teachers a high status and have a "culture" of education.
International comparisons in education have become increasingly significant - and this latest league table is based upon a series of global test results combined with measures of education systems, such as how many people go on to university.
The two education superpowers - Finland and South Korea - are followed by three other high-performing Asian education systems - Hong Kong, Japan and Singapore.
The UK is then only ranked at the head of an above-average group including the Netherlands, New Zealand, Canada and Ireland.
These are ahead of a middle-ranking group including the United States, Germany and France. At the lowest end are Mexico, Brazil and Indonesia.
These comparisons draw upon tests that are taken every three or four years, in areas such as maths, science and literacy - and so present a picture lagging by several years.
Looking at education systems that succeed, the study concludes that spending is important, but not as much as having a culture that is supportive of learning.
It says that spending is easier to measure, but the more complex impact of a society"s attitude to education can make a big difference.
The success of Asian countries in these rankings reflects the high value attached to education and the expectations of parents. This can continue to be a factor when families migrate to other countries, says the report.
Looking at the two top countries - Finland and South Korea - the report says that there are many big differences, but the common factor is a shared social belief in the importance of education and its "underlying moral purpose".
小题1:What’s the main idea of the passage?
A.The two different education superpowers
B.The result of one report about education system .
C.The UK"s education system is worst.
D.Finland and South Korea’S education system
小题2:According to Sir Michael Barber, Hong Kong’s education system is ranked       in the world.
A.2ndB.3rdC.4thD.5th
小题3:All of the following statements is NOT true EXCEPT ________.
A.At the lowest end are Mexico, Brazil and Indonesia.
B.Education firm Pearson is disappointed at The UK"s education system.
C.The United States’ education system is one of the best.
D.There are many big differences in Finland and South Korea.
小题4:What does the underlined phrase “comparisons” in Paragraph 4 probably mean?
A.比较B.结果C.研究D.考试
小题5:What’s the common factor about the education system at the two top countries?
A. The shared social belief in the importance of education and its "underlying moral purpose".
B. The developed economy.
C The high value attached to education and the expectations of parents.
D. Having a culture that is supportive of learning.
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For most people, shopping is still a matter of wandering down the street or loading a cart in a shopping mall.Soon, that will change.Electronic commerce (trade) is growing fast and will soon bring people more choices.There will, however, be a cost: protecting the consumer from being cheated will be harder.Many governments therefore want to apply street regulations to the electronic world.But politicians would be wiser to see cyberspace as a basis for a new era of corporate self-regulation.
Consumers in rich countries have grown used to the idea that the government takes responsibility for everything for the stability of the banks to the safety of the drugs or their rights to refund when goods are faulty.But governments cannot enforce national laws on businesses whose only presence is on the screen.Even in a country where a clear right to compensation exists, the on-line customer in Tokyo, say, can hardly go to New York to get a refund for a clothes purchase.
One answer is for government to cooperate more: to recognize each other’s  rules.But that requires years of work and volumes of detailed rules.And plenty of countries have rules too fanciful for sober countries to accept.There is, however, another choice.Let the electronic businesses do the regulation themselves.They do, after all, have a self-interest in doing so.
In electronic commerce, a reputation for honest dealing will be a valuable competitive asset.Governments, too, may compete to be trusted.For instance, customers ordering medicines on-line may prefer to buy from the United States because they trust the rigorous screening of the Food and Drug Administration; or they may decide that the FDA’s rules are too strict, and buy from Switzerland instead.
Customers will still need to use their judgment.But precisely because the technology is new, electronic shoppers are likely for a while to be a lot more cautious than customers of the normal sort.And the new technology will also make it easier for them to complain when a company lets them down.In this way, at least, the advent of cyberspace may argue for fewer consumer protection laws, not more.
小题1:According to the author, what will be the best policy for electronic commerce?
A.Self-regulation by the business.B.Strict consumer protection laws.
C.Close international cooperation.D.Government protection.
小题2:In case an electronic shopper bought faulty goods from a foreign country, what could he do?
A.Refuse to pay for the purchase.B.Go to the seller and ask for a refund.
C.Appeal to consumer protection law.D.Complain about it on the Internet.
小题3:In the author’s view, businesses would place a high emphasis on honest dealing because in the electronic world _________________________________.
A.international cooperation would be much more frequent
B.consumers could easily seek government protection
C.a good reputation is a great advantage in competition
D.it would be easy for consumers to complain
小题4:We can infer from the passage that in licensing new drugs the FDA in the United States is ____________________.
A.very quickB.very cautiousC.very slowD.rather careless
小题5:If a customer buys something that does not meet his expectation, what is the advantage of dealing through electronic commerce over the present normal one?
A.It will be easier for him to return the goods he is not satisfied with.
B.It will be easier for him to attain the refund from the seller.
C.It will be easier for him to get his complaints heard by other consumers.
D.It will be easier for him to complain about this to the government.

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Gauri Nanda sees a wearable computer as a handbag — one that’s built out of four-inch squares and triangles of fiber, with tiny computer chips embedded (嵌入) in it. It looks, feels and weighs like your typical leather purse.
That’s where similarities end: This bag can wirelessly keep track of your belongings and remind you, just as you’re about to leave the house, to take your wallet. It can review the weather report and suggest that you grab an umbrella. This purse can even upload your favorite songs onto your scarf.
Sure, a computing purse and scarf set may seem like the stuff of science fiction. But these devices, part of next generation of wearable computers, could become commonplace within a few years. DuPont created new super strong fibers that can conduct electricity and can be woven into ordinary-looking clothes. And the chipmaker developed chip packaging allowing wearable computers to be washed, even in the heavy-duty cycle.
As a result, these new wearable devices are different from the heavy and downright silly versions of the recent past, which often required users to be wrapped in wires and type on their stomachs. Unlike their predecessors, these new wearable computers also make economic sense. When her bag becomes commercially available in two to three years, Nanda expects it will cost around $150, which is the price of an average leather purse.
Here’s how the bag works: You place a special radio-signal-transmitting chip on to your wallet. A similar radio in your purse picks up the signal and notifies you that you’ve forgotten to take your wallet. In turn, sensors on your purse’s handles will notify the computer that you’ve picked up the purse and are ready to go.
Already, these new kinds of wearable devices are being adopted for use in markets like auto repair, emergency services, medical monitoring — and even, increasingly, for consumers at large. Indeed, more people will want to cross that bridge in the coming years — making for a booming market for wearable computers that don’t like something out of science fiction.
小题1:Which of the following describes a wearable computer?
A.It can be washed in a washing machine.
B.It is much heavier than a leather purse.
C.It can download songs from the Internet.
D.It is made of clothes conducting electricity.
小题2:According to the passage, these new wearable computers ________________________.
A.require users to operate on the stomach
B.pick up the signals through wires and chip
C.are being applied in some different areas now
D.are smarter but more expensive than the old ones
小题3:What does the underlined sentence in the last paragraph mean?
A.These new wearable computers have become fashionable.
B.People would like to learn more about these new computers.
C.These new wearable computers promise to sell well in the future.
D.The idea of these purse-like computers comes from science fiction.
小题4:The purpose of the passage is ________________________________________.
A.to introduce a new kind of computerB.to explain the function of computers
C.to compare different types of computersD.to show how high technology affects our life

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