Kids have their own ideas about money---some are sensible and others are not so wise.
Twelve-year-old Amanda thinks it’s to save and not blow your money right away “ so you can other things”.
When it comes to credit cards, eight-year-old Jeremie says when the monthly comes in “ you sign it and then you give it back” ---leaving out the part about actually it.
These kids are far away from the working world, but the ideas they’re forming about could affect how much they save, how they use credit cards and how much debt they finally take on in later life.
High school business teacher Jeff Balch said his students had knowledge about money other than spending. “ They don’t know most things because talks to them about them---as in their parents,” said Balch, “The discussions tend to be in terms of kids too much money, but no one tells them why, where their money goes.
Mitch Murphy said students’ message to the task force was to “ make it ”. “ It may be difficult to have a 14-or 15-year-old student get too about retirement planning, ” Murphy said, “ But if you want to talk about a cellphone contract or a debt card,they will be engaged in.” Murphy said learning financial literacy (能力) , well getting into the work force, should stay with Canadians for life and the country as a result.
Sandra Martin said children can start learning about money when they learn to . “ Sit down with the flyers and look at how much things cost,” Martin said. Babysitting and birthday money could be and there would be a(n) as to how much could be debited(借) every month, she said.
“ The reality is that we’re not spending with cash anymore. If you’re always in of your child’s money, then they’re never going to learn what it means to save for something that’s .”
Balch said he tries to make his students realize the differences between needs, wants and priorities(优先权). If they haven’t learned self-control and if they haven’t learned how to money, they can easily spiral(螺旋上升) out of control.
| 小题1: | | A．good | B．difficult | C．easy | D．hard |
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| 小题2: | | A．sell | B．exchange | C．buy | D．involve |
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| 小题3: | | A．material | B．bill | C．catalogue | D．figure |
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| 小题4: | | A．paying | B．replacing | C．recycling | D．adopting |
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| 小题5: | | A．already | B．still | C．even | D．almost |
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| 小题6: | | A．belief | B．part | C．discipline | D．money |
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| 小题7: | | A．much | B．more | C．little | D．many |
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| 小题8: | | A．everybody | B．somebody | C．anybody | D．nobody |
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| 小题9: | | A．spending | B．costing | C．taking | D．sparing |
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| 小题10: | | A．amazing | B．real | C．active | D．legal |
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| 小题11: | | A．disappointed | B．skeptical | C．enthusiastic | D．fortunate |
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| 小题12: | | A．correctly | B．early | C．late | D．patiently |
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| 小题13: | | A．before | B．after | C．when | D．while |
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| 小题14: | | A．benefit | B．bother | C．contact | D．educate |
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| 小题15: | | A．cook | B．trade | C．count | D．paint |
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| 小题16: | | A．stood | B．banned | C．displayed | D．deposited |
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| 小题17: | | A．attitude | B．conclusion | C．limit | D．data |
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| 小题18: | | A．search | B．control | C．need | D．place |
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| 小题19: | | A．important | B．formal | C．scientific | D．independent |
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| 小题20: | | A．borrow | B．lend | C．increase | D．handle |
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小题1:A
小题2:C
小题3:B
小题4:A
小题5:B
小题6:D
小题7:C
小题8:D
小题9:A
小题10:B
小题11:C
小题12:B
小题13:A
小题14:A
小题15:C
小题16:D
小题17:C
小题18:B
小题19:A
小题20:D |
试题分析：文章阐述现在的孩子对理财的了解不是很多，作者认为孩子很早就要学会理财，学会存款，为以后的生活做准备，这会整个国家都是有好处的。
小题1:考查形容词：A. good好的，B. difficult 困难的，C. easy容易的，D. hard困难的，从后面的句子：“ so you can 17 other things”.可知Amanda认为存钱是好的，选A
小题2:考查动词：A. sell卖，B. exchange交换，C. buy买，D. involve涉及，如果存钱，可以买更多的东西，选C
小题3:考查名词：A. material材料，B. bill账单，C. catalogue目录，D. figure人物，数字，从后面的“ you sign it and then you give it back”可知是每个月的账单到了，选B
小题4:考查动词：A. paying 付钱，B. replacing代替，C. recycling回收，D. adopting采用，收养，“ you sign it and then you give it back”实际上是省略了实际付钱的部分，选A
小题5:考查副词：A. already已经，B. still仍然，C. even甚至，D. almost几乎，这些孩子离工作的领域还很远，选B
小题6:考查名词：A. belief信念，B. part 部分，C. discipline原则，D. money钱，他们对于钱形成的想法对他们有很大的影响，选D
小题7:考查形容词：A. much很多，B. more更多，C. little很少，D. many很多，从后面的句子：“ They don’t know most things 高中商业老师Jeff Balch认为他deep学生对钱了解很少，选C
小题8:考查代词：A. everybody每个人，B. somebody一些人，C. anybody任何人，D. nobody没有人，他们不了解这些事情，因为没有人和他们说，选D
小题9:考查动词：A. spending花费（主语是人）B. costing花费（主语是物），C. taking 花费（主语是it） D. sparing匀出，腾出，讨论往往是孩子花费太多的钱，选A
小题10:考查形容词：A. amazing令人惊叹的，B. real真的，C. active活泼的，D. legal合法的，从后面的句子:“ It may be difficult to have a 14-or 15-year-old student get too 26 about retirement planning, ”可知要让这个任务变得真实，选B
小题11:考查形容词：A. disappointed 失望，B. skeptical 怀疑，C. enthusiastic热情的，D. fortunate幸运的，14，15岁的孩子对退休的计划不会太有热情，选C
小题12:考查副词：A. correctly正确地，B. early早，C. late吃，D. patiently耐心地 ，从后面的句子：well 28 getting into the work force,可知要早早的学习经济能力，选B
小题13:考查连词：A. before在,…前面，B. after在,…后面，C. when 当,…时候，D. while当….时候，这里指在上班之前就学习经济方面的能力，选A
小题14:考查动词：A. benefit使…受益，B. bother麻烦，费事，C. contact联系，D. educate教育，早早的学习经济能力是加拿大人终身的事情，因此使整个国家受益，选A
小题15:考查动词：A. cook烹饪，B. trade交易，C. count数，D. paint绘画，孩子们学会数数的时候，就要了解钱的事情，选C
小题16:考查动词：A. stood站立，B. banned禁止，C. displayed 展示，D. deposited存款，从后面的there would be a(n) 32 as to how much could be debited(借) every month,可知照顾小孩的钱和生日的钱要存起来，选D
小题17:考查名词：A. attitude态度，B. conclusion结论，C. limit限制，D. data数据，每个月借出的钱要有限制，选C
小题18:考查动词：A. search搜寻，B. control控制，C. need需要，D. place地方，in control of控制，选B
小题19:考查形容词：A. important重要，B. formal正式的，C. scientific科学的，D. independent独立的，如果你总是控制孩子的钱，他们永远不会知道存钱的重要性，选A
小题20:考查动词：A. borrow借出，B. lend借进，C. increase增加，D. handle处理，应付，如果孩子没有学会怎么处理钱，慢慢地就会失去控制，选D |
核心考点
试题【Kids have their own ideas about money---some are sensible and others are not so 】；主要考察你对
题材分类等知识点的理解。
[详细]举一反三
Growers around the world are using new methods to grow grapes to make wine. They use natural and organic methods to control harmful insects and weeds instead of using chemicals. Now, a winery in Canada has adopted a natural way to control its grapevines (葡萄藤).The Featherstone Winery is in southern Ontario. The grapevines, like other plants, need to be cut every year.
Cutting grapevines must be done very carefully. Only a targeted area of leaves is removed from the lower part of the vines to help the grapes grow better. But at the Featherstone Winery, no man or machine does the cutting. Instead, the job is done by 40 little wooly lambs.
David Johnson owns the vineyard. He says he learned about using lambs while visiting wineries in New Zealand. The young lambs are perfectly designed to do the job. They eat the grape leaves on the lower parts of the vine. But they are not tall enough to reach the grapes. They only weigh about 22 kilograms, so they do not beat down the soil. And their waste makes good organic fertilizer. In addition, using the lambs costs much less than hiring workers to cut the vines for seven weeks in summer. And when the cutting is done in August, the lambs become tasty dishes.
Mr Johnson says he had a difficult time finding enough lambs to do the job. There are about 50 million lambs in New Zealand. But there are not nearly as many in Ontario. Also, some organic pesticides (***虫剂) are harmful to lambs. And the lambs must be watched to make sure they do not eat too much of the grapevines.
David Johnson says the lambs help him carry out his environmental ideas about farming. They are lovely and peaceful and he likes having them in his vineyard. People visiting the vineyard also enjoy watching the lambs do their job.
小题1:Farmers who grow grapes with natural and organic methods _____.| A．don"t cut grapevines every year | | B．don"t use chemicals to control harmful insects and weeds | | C．don"t need to control harmful insects and weeds | | D．don"t use organic fertilizer |
小题2:In order to help the grapes grow better, growers _____.| A．only have to remove the dead leaves | | B．need to remove a specific area of leaves | | C．shouldn"t remove any part of the plants | | D．should let little lambs do the cutting |
小题3:Paragraph 4 is mainly about _____.| A．the future of getting lambs to do the cutting | | B．the worries about using organic pesticides | | C．the ways to get lambs to do the cutting | | D．the problems related to lambs doing the cutting |
小题4:We can infer from the passage that David Johnson______.| A．owns several wineries in Canada | | B．buys lambs from New Zealand | | C．is concerned about protecting the environment | | D．loves keeping lambs instead of farming |
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The home computer industry has been growing rapidly in the United States for the last ten years . Computers used to be large, expensive machines that were very difficult to use . But scientists and technicians have been making them smaller and cheaper while at the same time they have been made easier to use. As a result, their popularity has been increasing as more people have been buying computers for their homes and businesses. Computers have been designed to store information and compute problems that are difficult for human beings to work out. Some have voices that speak with the operators. Stores use computers to keep records of their inventories(库存货物) and to send bills to their customers(顾客) . Offices use computers to copy letters, record business and keep in touch with other offices. People have been using computers in their homes to keep track of the money they spend.
One important new use for computers is for entertainment(娱乐). Many new games have been designed to be played on the computers. People of all ages have been playing these games, People also have been buying home computers to play computer games, watch movies and listen to concerts at home. They have become very popular indeed.
小题1: Computers used to _____.| A．work rapidly | B．be large and expensive | | C．be easy to use | D．be used for fun |
小题2: In recent years , computers are being made ______.| A．larger and more expensive | B．smaller and cheaper | | C．more difficult to use | D．to work more slowly |
小题3: Home computers can be used for ______. | A．writing letters | B．playing games | | C．doing business | D．all of the above |
小题4: Salesmen use computers mainly to ______.| A．check the list of goods and materials that are kept in the store house | | B．play games for pleasure | | C．talk with their friends | | D．write letters |
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Downing the last drop of an expensive famous brand H2O as well as remembering to throw the empty bottle in the recycling bin, makes you feel pretty good about yourself, right? It shouldn’t. Even when the bottles are recycled, there are all kinds of other consequences of swallowing bottled water, says Melissa Peffers, the air-quality program manager for Environmental Defense.
The containers are often filled in faraway lands, then shipped from abroad, and stored in refrigerators at your local store. Compare that with the influence on environment of turning on your tap, filling a glass, and drinking up!
Anyone who is choosing bottled water for health reasons is misguided, says Peffers, “Most bottled water is just tap water.” And what comes out of your tap is carefully monitored to follow the strict rules. Consider another fact that bottled water is surprisingly expensive, especially when compared with the alternative, which is almost free, and it is astonishing that America’s desire for bottled water seems impossible to satisfy, reaching nearly 30 billion bottles a year.
“My parents’ generation never had bottled water,” says Isabelle Silverman, an Environmental Defense legal adviser. She has made a commitment to going bottle free. “You don’t need to fetch it home from the store, and it’s cheaper,” she adds.
Bottled water’s role as a status symbol needs to change, Peffers points out. So when a waiter at an expensive restaurant offers “And what’s your drink?” that’s no reason to forget your conviction(信念). “Don’t be afraid to say, ‘I’ll have tap.’ Say it loud enough that the other tables nearby can hear you,” Peffers says. “And then spend that money on a dessert.”
小题1:In the first paragraph, the underlined sentence “It shouldn’t.” suggest that people _______.| A．shouldn’t feel pleased with finishing the water in the bottle. | | B．shouldn’t feel good about drinking an expensive brand H2O. | | C．shouldn’t be pleased with just recycling empty bottles. | | D．shouldn’t be satisfied with drinking only bottled water. |
小题2:According to the author, tap water is _______.| A．as safe as bottled water | B．morel likely to be polluted | | C．healthier than bottle water | D．less convenient than bottled water |
小题3:The underlined part “going bottle free” (in Para. 4) means “_______”.| A．making bottled water free | B．giving up bottled water | | C．recycling use water bottles | D．providing free water containers |
小题4:Why does Peffers ask people to say “I’ll have tap.” Loudly?| A．To encourage them to set an example for others to follow. | | B．To advise them to save the money for one more dessert. | | C．To remind them to be aware of their social status. | | D．To persuade them to speak confidently in public. |
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At the beginning of this century, medical scientists made an interesting discovery; we are built not just of flesh and blood but also of time. They were to show that we all have “a body clock” us, which controls the and fall of our body energies, us different from one day to the next.
The of “a body clock” should not be too since the lives of most living things are controlled the 24 hour night-and-day cycle. We feel and fall asleep at night and become and energetic during the day. If the 24 hour-cycle is , most people experience unpleasant . For example, people who are not to working at night can find that of sleep causes them to badly at work.
the daily cycle of sleeping and , we also have other cycles which longer than one day. Most of us would that we feel good on some days and not so good on ; sometimes our ideas seem to flow and at other times, they do not exist.
| 小题1: | | A．anxious | B．able | C．careful | D．proud |
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| 小题2: | | A．inside | B．around | C．between | D．on |
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| 小题3: | | A．movement | B．supply | C．use | D．rise |
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| 小题4: | | A．showing | B．treating | C．making | D．changing |
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| 小题5: | | A．invention | B．opinion | C．story | D．idea |
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| 小题6: | | A．difficult | B．exciting | C．surprising | D．interesting |
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| 小题7: | | A．from | B．by | C．over | D．during |
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| 小题8: | | A．dull | B．tired | C．dreamy | D．peaceful |
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| 小题9: | | A．regular | B．excited | C．lively | D．clear |
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| 小题10: | | A．disturbed | B．shortened | C．reset | D．troubled |
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| 小题11: | | A．moments | B．feelings | C．senses | D．effects |
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| 小题12: | | A．prevented | B．allowed | C．expected | D．used |
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| 小题13: | | A．miss | B．none | C．lack | D．need |
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| 小题14: | | A．perform | B．show | C．manage | D．control |
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| 小题15: | | A．With | B．As well as | C．Except | D．Rather than |
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| 小题16: | | A．working | B．moving | C．living | D．waking |
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| 小题17: | | A．repeat | B．remain | C．last | D．happen |
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| 小题18: | | A．agree | B．believe | C．realize | D．allow |
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| 小题19: | | A．other | B．the other | C．all other | D．others |
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The year is 2094. It has been announced that a comet is heading towards the Earth. Most of it will miss our planet, but two pieces will probably hit the southern half of the Earth.
On 17 July, a piece four kilometers wide enters the Earth’s atmosphere with a massive explosion. About half of the piece is destroyed, but the remaining part hits the South Atlantic at 200 times the speed of sound. The sea boils and a huge hole is made in the sea bed. Huge waves are created and spread outwards from the hole. The wall of water, a kilometer high, rushes towards southern Africa at 800 kilometers an hour. Cities on the African coast are totally destroyed and millions of people drowned.
Before the waves reach South America, the second piece of the comet lands in Argentina. Earthquakes and volcanoes are set off in the Andes Mountains. The shock waves move north into California and all around the Pacific Ocean. The cities of Los Angeles, San Francisco and Tokyo are completely destroyed by earthquakes. Millions of people in the southern half of the Earth are already dead, but the north won’t escape for long. Because of the explosions, the sun is hidden by clouds of dust, temperatures around the world fall to almost zero. Crops are ruined. The sun won’t be seen again for many years. Wars break out as countries fight for food. A year later, no more than 10 million people remain alive.
Could it really happen? In fact, it has already happened more than once in the history of the Earth. The dinosaurs were on the Earth for over 160 million years. Then 65 million years ago they suddenly disappeared. Many scientists believe that the Earth was hit by a piece of object in space. The dinosaurs couldn’t live through the cold climate that followed and they died out. Will we meet the same end?
小题1:What is mainly described in the passage?| A．A historic discovery. | B．An event of imagination. | | C．A research on space. | D．A scientific adventure. |
小题2:When the first piece hits the South Atlantic, it causes .| A．an earthquake | B．damages to cities | | C．an Earth explosion | D．huge waves |
小题3:Why can’t the northern half of the earth escape for long?| A．Because the land is covered with water. | | B．Because the light and heat from the sun can not reach the Earth. | | C．Because people there can not live at the temperature of zero. | | D．Because wars break out among countries. |
小题4:By giving the example of dinosaurs, the author tries to prove .| A．animals could not live in the cold climate | | B．what happened 65 million years ago was an invented story | | C．the human beings will die out in 2094 | | D．the Earth could be hit by other objects in space |
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